ACP V9.12 Functional Release Highlights
Strengthening usability, security, observability, and AI-assisted productivity for scalable lending operations
Executive Summary
ACP V9.12 focuses on making the platform easier to operate at scale: more configurable UI and navigation, cleaner and faster day-to-day workflows, stronger security controls, and enterprise-grade observability. This release also meaningfully expands GenAI capabilities (including document summarisation, writing assistance, and batch write-up generation) and introduces AI-powered financial statement import from PDFs/images with validation and auditability. Alongside these functional improvements, V9.12 hardens the platform with modern authentication patterns, improved secrets management options, health checks, and centralised logging/tracing—supporting compliance, operational resilience, and multi-entity deployments.
1. Smarter UX, Configuration, and Content Editing (GUI Designer + UX/UI)
V9.12 brings a big step forward in how teams configure, navigate, and maintain ACP screens—without code changes.
Key improvements
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Cleaner GUI Designer debugging: filter to show only visible components and detect non-configured labels/buttons, reducing configuration blind spots.
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Richer multilingual coverage: additional UI elements and reference configuration propagation to support global rollouts with fewer translation gaps.
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Better input controls: per-field allowed file extensions, tooltips for (connected) comboboxes, and improved multi-combobox selected-value visibility.
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Modern rich text editing: new Froala Editor field plus quality-of-life enhancements such as image cropping within editors, improving authored content quality (credit notes, narratives, internal comments).
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Navigation upgrade: a configurable multi-level vertical sidebar menu with responsive modes (collapsed/expanded/full-screen), search, and language switch—designed for complex application structures.
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Operational UI improvements: redesigned error list grid, easier grid editing (exit row edit mode by clicking outside), dynamic colour configuration + enhanced filtering for Group Structure, and auto-reload of resources after patch deployment (less “clear cache” pain).
Business value
Faster configuration cycles, fewer UI inconsistencies across entities, stronger multilingual readiness, and a noticeably smoother daily user experience—especially in large institutions where navigation complexity and translation drift typically slow adoption.
2. Workflow Efficiency and Task Continuity (Workflow + Task Inbox)
This release improves both workflow tooling and real operational task handling.
Key improvements
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Workflow simulator upgrade: enhancements to improve performance and readiness for more complex workflow testing scenarios.
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Secure email integration for cloud: SMTP integration updated to OAuth2 for cloud-based workflow engine deployments.
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Task reassignment clarity + robustness: visual tracking of reassigned tasks in inbox + reassignment logic strengthened by moving key behaviour from stored procedures into core processing.
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Absence continuity: “Full Reassignment mode” supports reliable task delegation during absences with rollback and audit trail.
Business value
Improved continuity of operations (less “stuck work”), more predictable reassignment outcomes, and stronger auditability—directly supporting SLA adherence and operational control during staff absences or organisational changes.
3. Financial & LMS Enhancements for Control, Accuracy, and High-Volume Operations
V9.12 continues the push towards faster financial analysis and tighter LMS processing controls.
Financial workspace upgrades
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Retirement of the legacy financial analysis screen, ensuring teams use the modern workspace consistently.
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Keyboard-first productivity: Excel-like shortcuts (between templates and within a template) to speed analyst input.
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Annexure worksheets: structured decomposition of composite financial elements into granular annexures with rules, recalculation, access rights, and governance.
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Statement metadata access: configurable statement metadata surfaced directly from the workspace.
LMS improvements
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Stop job execution: cancel “in-progress” async jobs gracefully with proper status and logging.
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Event instance differentiation: flags for accounting and balance impacts to drive selective processing.
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Decimal precision for amortisation schedules: currency-accurate rounding with configurable adjustment logic to maintain repayment accuracy and compliance.
Business value
Higher analyst throughput, fewer errors in financial data handling, improved transparency in calculations, and better control over batch processing—critical for scale, audit, and customer trust.
4. GenAI-Driven Productivity and Document Intelligence
V9.12 expands GenAI beyond “single action assistance” into more industrialised, configurable, and batch-capable capability.
Key improvements
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Report template configuration: manage templates/prompts with duplication, tagging, reordering, and customisation to standardise credit narratives.
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Resilient write-up generation: clearer handling when templates are missing, with better user feedback to prevent failed runs.
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Document summarisation: generate summaries after extraction, with navigation links to source content and persisted summaries for consistency.
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Writing Assistant across ACP editors: improve, shorten, and translate text within ACP Edit/Rich Text/Note components.
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Smarter analysis workflows: suggest questions from selected documents, generate write-up sections in batch mode, and log execution for traceability.
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AI-powered financial statement import (PDF/image): end-to-end ingestion (classification → extraction → template mapping → validation → persistence), with progress tracking, retry/cancel, source traceability, and audit logs.
Business value
Less repetitive writing, faster document comprehension, accelerated credit report production, and dramatically reduced manual effort importing financials—while keeping controls (validation + auditability) that banks need.
5. Security, Observability, and Platform Hardening (Authentication + Logging/Monitoring + Technical)
V9.12 materially strengthens enterprise readiness.
Security & identity
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Configurable session timeout handling and improved session management options.
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OIDC integrations: Keycloak gateway patterns and AWS Cognito as identity provider options.
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Secrets management: Azure Key Vault integration in reporting framework; improved configuration structure for services.
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Granular access rights for shared popons and stronger vulnerability remediation.
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Swagger restricted to Development only + implementation of security headers to mitigate common web attacks.
Observability
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OpenTelemetry distributed tracing + Serilog logging via a new library, with flexible sinks (DB/cloud/local).
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Health check endpoint (/health) for ACP Suite services.
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Feature flags to enable/disable Serilog and OpenTelemetry via configuration.
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Centralised observability in LMS and improved batch logging for faster root-cause analysis.
Technical modernisation
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Fluent Java upgraded (with licensing consideration), .NET 9-related upgrades (e.g., collateral allocation integration), improved appsettings organisation, configurable request body limits, and multiple robustness controls (e.g., blocking client self-linkage in structure, XML split impact handling, configurable stored procedure parameters, predefined column layouts).
Business value
Reduced operational risk, stronger compliance posture, faster incident diagnosis, and a platform foundation that supports regulated scale—especially for multi-entity, cloud, and high-availability deployments.
Overall Business Impact
With ACP V9.12, institutions can:
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Run faster with improved navigation, keyboard-driven financial workflows, and better task continuity.
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Operate more securely via modern identity patterns, hardened endpoints, and stronger governance controls.
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See more clearly with enterprise observability (tracing/logging/health checks) that shortens incident cycles.
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Produce more using GenAI capabilities designed for repeatable, configurable, and auditable credit operations.
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Scale globally with stronger multilingual coverage and configuration tooling that reduces rollout friction across regions/entities.